Open enrollment takes place between November 1 and January 31. If you have a qualifying event (marriage, birth of a child, loss of coverage, or an income status change) you could still qualify for coverage.
Health insurance is required by law | The Affordable Care Act can be very confusing. Make sure you know all your options before making a decision for you and your family. We can help you find the coverage that is truly best for you.
Some of the plan options available are:
HMO (Health Maintenance Organization) | An HMO requires that you use in-network providers to receive benefits.
PPO (Preferred Provider Organization) | In a PPO, you do not need to select a primary care physician. You may choose to see a provider in or out of network, but your in-network benefit will be better.
POS (Point Of Service) | POS plans require that you have an in-network provider designated as your primary care physician. You can use out-of-network providers, but you may need a referral and your out of pocket costs may be higher.
HSA (Health Savings Account) Qualified High Deductible Health Plan (HDHP) | Premiums for HSA HDHP plans are lower, but you pay all of your health care costs until you reach your deductible.
Contact one of our health insurance experts TODAY!